Can I Keep My Car in Bankruptcy in North Dakota?
Generally yes. North Dakota motor vehicle exemption protects a specified amount of car equity (typically $3,500-$15,000). In Chapter 13, cramdown reduces the loan balance to the car's fair market value (for cars owned 910+ days). Reaffirmation and redemption are additional Chapter 7 options.
Detail + Related Resources
This is a short answer. For detailed North Dakota-specific statute analysis, see our state×statute matrix and the related network resources below.
Read the full North Dakota guide →
Related Resources