§1322 Chapter 13 Plan Contents in District of Columbia

How 11 U.S.C. § 1322 applies in District of Columbia — federal bankruptcy law, District of Columbia district data.

What §1322 Chapter 13 Plan Contents Does

Chapter 13 plans must specify how creditors will be paid over 3 to 5 years. Required: priority claim payments in full, disposable-income commitment, classification of claims. Optional but common: cramdown of vehicle loans, lien stripping of underwater mortgages, cure of mortgage arrears.

Key points:

Plan length: 3 years (below-median) or 5 years (above-median)
Must pay priority and secured claims in full unless creditor consents
Disposable income test (§1325(b)) — all projected disposable income into plan
§1322(b) menu of permissive plan provisions — including cure of arrears and cramdown

District of Columbia Bankruptcy Data (FJC)

3,021

Total filings

74.5%

Dismiss rate

945

Prior filers

13.8%

Prior discharge rate

Districts covered: D.D.C..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a District of Columbia-specific answer, check the screener or consult a local attorney.

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§1322 Chapter 13 Plan Contents in District of Columbia

What §1322 Chapter 13 Plan Contents Does

District of Columbia Bankruptcy Data (FJC)

Apply This to Your Case

Related District of Columbia Statutes

§1322 Chapter 13 Plan Contents in Other States