§1328 Chapter 13 Discharge in Florida

How 11 U.S.C. § 1328 applies in Florida — federal bankruptcy law, Florida district data.

What §1328 Chapter 13 Discharge Does

Completion of all Chapter 13 plan payments results in a discharge under §1328(a) — broader than §727 Chapter 7 discharge. This is the "super-discharge": it covers some debts Chapter 7 does not (like willful/malicious property damage). §1328(b) provides a narrow "hardship discharge" for debtors who cannot complete their plan.

Key points:

Florida Bankruptcy Data (FJC)

290,099
Total filings
57.1%
Dismiss rate
71,917
Prior filers
19.9%
Prior discharge rate

Districts covered: N.D. Fla., M.D. Fla., S.D. Fla..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Florida-specific answer, check the screener or consult a local attorney.

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Related Florida Statutes

§1328 Chapter 13 Discharge in Other States