§1325 Chapter 13 Plan Confirmation in Illinois

How 11 U.S.C. § 1325 applies in Illinois — federal bankruptcy law, Illinois district data.

What §1325 Chapter 13 Plan Confirmation Does

Before a Chapter 13 plan is "confirmed" (approved by the court), it must pass six tests: good faith, feasibility, best-interests (unsecureds receive at least what they would in Chapter 7), full priority payment, disposable income commitment, and creditor treatment rules.

Key points:

Illinois Bankruptcy Data (FJC)

283,280
Total filings
63.4%
Dismiss rate
106,795
Prior filers
24.9%
Prior discharge rate

Districts covered: N.D. Ill., C.D. Ill., S.D. Ill..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Illinois-specific answer, check the screener or consult a local attorney.

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Related Illinois Statutes

§1325 Chapter 13 Plan Confirmation in Other States