How 11 U.S.C. § 707(b) applies in Iowa — federal bankruptcy law, Iowa district data.
A Chapter 7 case can be dismissed (or converted to Chapter 13) if the court finds "abuse." The means test is a formula comparing your income to state medians. Above-median filers face a presumption of abuse unless they can rebut with itemized expense deductions.
Districts covered: N.D. Iowa, S.D. Iowa.
The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Iowa-specific answer, check the screener or consult a local attorney.
Check §707(b) Means Test Dismissal against your case →