§727(a)(8) 8-Year Chapter 7 Refiling Bar in Louisiana

How 11 U.S.C. § 727(a)(8) applies in Louisiana — federal bankruptcy law, Louisiana district data.

What §727(a)(8) 8-Year Chapter 7 Refiling Bar Does

You cannot receive a second Chapter 7 discharge within 8 years of a prior Chapter 7 discharge. The clock runs from filing-date to filing-date, not discharge-to-discharge. Filing within 8 years is not prohibited — the case will proceed, but discharge will be denied.

Key points:

Louisiana Bankruptcy Data (FJC)

150,424
Total filings
55.9%
Dismiss rate
46,476
Prior filers
35.2%
Prior discharge rate

Districts covered: W.D. La., E.D. La., M.D. La..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Louisiana-specific answer, check the screener or consult a local attorney.

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Related Louisiana Statutes

§727(a)(8) 8-Year Chapter 7 Refiling Bar in Other States