§523 Nondischargeable Debts in North Dakota

How 11 U.S.C. § 523 applies in North Dakota — federal bankruptcy law, North Dakota district data.

What §523 Nondischargeable Debts Does

Not all debts are dischargeable. Student loans (with narrow exceptions), most taxes less than 3 years old, domestic support, and debts obtained by fraud survive bankruptcy discharge. Some debts are automatically nondischargeable; others require a creditor to file an adversary proceeding within 60 days of the 341 meeting.

Key points:

North Dakota Bankruptcy Data (FJC)

1,635
Total filings
32.4%
Dismiss rate
330
Prior filers
57.2%
Prior discharge rate

Districts covered: D.N.D..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a North Dakota-specific answer, check the screener or consult a local attorney.

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Related North Dakota Statutes

§523 Nondischargeable Debts in Other States