§523 Nondischargeable Debts in Rhode Island

How 11 U.S.C. § 523 applies in Rhode Island — federal bankruptcy law, Rhode Island district data.

What §523 Nondischargeable Debts Does

Not all debts are dischargeable. Student loans (with narrow exceptions), most taxes less than 3 years old, domestic support, and debts obtained by fraud survive bankruptcy discharge. Some debts are automatically nondischargeable; others require a creditor to file an adversary proceeding within 60 days of the 341 meeting.

Key points:

Rhode Island Bankruptcy Data (FJC)

7,977
Total filings
62.3%
Dismiss rate
2,392
Prior filers
18.2%
Prior discharge rate

Districts covered: D. Rhode Island.

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Rhode Island-specific answer, check the screener or consult a local attorney.

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Related Rhode Island Statutes

§523 Nondischargeable Debts in Other States