§1328(f) Refiling Bar in Michigan

How 11 U.S.C. § 1328(f) applies in Michigan — federal bankruptcy law, Michigan district data.

What §1328(f) Refiling Bar Does

Under §1328(f), you cannot receive a Chapter 13 discharge if: (1) you received a Chapter 7, 11, or 12 discharge within 4 years, OR (2) you received a Chapter 13 discharge within 2 years. Case filed within the bar period can still proceed — but discharge will be denied.

Key points:

Michigan Bankruptcy Data (FJC)

124,909
Total filings
51.2%
Dismiss rate
24,460
Prior filers
30.6%
Prior discharge rate

Districts covered: E.D. Mich., W.D. Mich..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Michigan-specific answer, check the screener or consult a local attorney.

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Related Michigan Statutes

§1328(f) Refiling Bar in Other States