§727 Chapter 7 Discharge in Michigan

How 11 U.S.C. § 727 applies in Michigan — federal bankruptcy law, Michigan district data.

What §727 Chapter 7 Discharge Does

Section 727 grants the Chapter 7 discharge — but it can be denied for specific misconduct: destroying records, concealing assets, making false oaths, failing to explain asset loss, or receiving a prior discharge within the lookback period. Denial of discharge is different from specific debt nondischargeability under §523.

Key points:

Michigan Bankruptcy Data (FJC)

124,909
Total filings
51.2%
Dismiss rate
24,460
Prior filers
30.6%
Prior discharge rate

Districts covered: E.D. Mich., W.D. Mich..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Michigan-specific answer, check the screener or consult a local attorney.

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Related Michigan Statutes

§727 Chapter 7 Discharge in Other States