§1325 Chapter 13 Plan Confirmation in New Jersey

How 11 U.S.C. § 1325 applies in New Jersey — federal bankruptcy law, New Jersey district data.

What §1325 Chapter 13 Plan Confirmation Does

Before a Chapter 13 plan is "confirmed" (approved by the court), it must pass six tests: good faith, feasibility, best-interests (unsecureds receive at least what they would in Chapter 7), full priority payment, disposable income commitment, and creditor treatment rules.

Key points:

New Jersey Bankruptcy Data (FJC)

119,583
Total filings
61.2%
Dismiss rate
37,743
Prior filers
23.7%
Prior discharge rate

Districts covered: D. New Jersey.

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a New Jersey-specific answer, check the screener or consult a local attorney.

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Related New Jersey Statutes

§1325 Chapter 13 Plan Confirmation in Other States