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§1322 Chapter 13 Plan Contents in North Carolina

How 11 U.S.C. § 1322 applies in North Carolina — federal bankruptcy law, North Carolina district data.

What §1322 Chapter 13 Plan Contents Does

Chapter 13 plans must specify how creditors will be paid over 3 to 5 years. Required: priority claim payments in full, disposable-income commitment, classification of claims. Optional but common: cramdown of vehicle loans, lien stripping of underwater mortgages, cure of mortgage arrears.

Key points:

North Carolina Bankruptcy Data (FJC)

146,103
Total filings
44.4%
Dismiss rate
32,946
Prior filers
35.3%
Prior discharge rate

Districts covered: E.D.N.C., M.D.N.C., W.D.N.C..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a North Carolina-specific answer, check the screener or consult a local attorney.

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Related North Carolina Statutes

109(g) Filing Bar §362 Automatic Stay §362(k) Stay Violation Damages §506 Secured Claim Valuation §507 Priority Claims §522 Bankruptcy Exemptions §523 Nondischargeable Debts §524 Discharge Injunction §541 Property of the Estate §547 Preferential Transfers §548 Fraudulent Transfers §707(b) Means Test Dismissal §727 Chapter 7 Discharge §727(a)(8) 8-Year Chapter 7 Refiling Bar §1325 Chapter 13 Plan Confirmation §1328 Chapter 13 Discharge §1328(f) Refiling Bar §1329 Plan Modification §1192 Subchapter V Discharge

§1322 Chapter 13 Plan Contents in Other States

§1322 Chapter 13 Plan Contents in Alabama §1322 Chapter 13 Plan Contents in California §1322 Chapter 13 Plan Contents in Florida §1322 Chapter 13 Plan Contents in New York §1322 Chapter 13 Plan Contents in Texas §1322 Chapter 13 Plan Contents in Ohio §1322 Chapter 13 Plan Contents in Georgia §1322 Chapter 13 Plan Contents in Pennsylvania §1322 Chapter 13 Plan Contents in Illinois §1322 Chapter 13 Plan Contents in Michigan §1322 Chapter 13 Plan Contents in Washington §1322 Chapter 13 Plan Contents in Colorado

Data: FJC Integrated Database. Statute: 11 U.S.C. § 1322 (Cornell Law).

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