How 11 U.S.C. § 1328 applies in North Carolina — federal bankruptcy law, North Carolina district data.
Completion of all Chapter 13 plan payments results in a discharge under §1328(a) — broader than §727 Chapter 7 discharge. This is the "super-discharge": it covers some debts Chapter 7 does not (like willful/malicious property damage). §1328(b) provides a narrow "hardship discharge" for debtors who cannot complete their plan.
Districts covered: E.D.N.C., M.D.N.C., W.D.N.C..
The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a North Carolina-specific answer, check the screener or consult a local attorney.
Check §1328 Chapter 13 Discharge against your case →