§1329 Plan Modification in West Virginia

How 11 U.S.C. § 1329 applies in West Virginia — federal bankruptcy law, West Virginia district data.

What §1329 Plan Modification Does

A confirmed Chapter 13 plan can be modified after confirmation at the request of the debtor, trustee, or unsecured creditor. Modification extends or reduces payment period, changes amount or classification of claims, or accounts for changed circumstances. Cannot extend beyond the statutory 5-year maximum.

Key points:

Any party in interest (debtor, trustee, creditor) may move
Modification cannot extend plan past 60 months from first payment
Common triggers: job loss, raise, divorce, home sale
Plan mod is not discharge — plan must still be completed or converted

West Virginia Bankruptcy Data (FJC)

7,115

Total filings

40.2%

Dismiss rate

1,528

Prior filers

42.8%

Prior discharge rate

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a West Virginia-specific answer, check the screener or consult a local attorney.

What §1329 Plan Modification Does

West Virginia Bankruptcy Data (FJC)

Apply This to Your Case

Related West Virginia Statutes

§1329 Plan Modification in Other States