§727 Chapter 7 Discharge in West Virginia

How 11 U.S.C. § 727 applies in West Virginia — federal bankruptcy law, West Virginia district data.

What §727 Chapter 7 Discharge Does

Section 727 grants the Chapter 7 discharge — but it can be denied for specific misconduct: destroying records, concealing assets, making false oaths, failing to explain asset loss, or receiving a prior discharge within the lookback period. Denial of discharge is different from specific debt nondischargeability under §523.

Key points:

West Virginia Bankruptcy Data (FJC)

7,115
Total filings
40.2%
Dismiss rate
1,528
Prior filers
42.8%
Prior discharge rate

Districts covered: N.D.W. Va., S.D.W. Va..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a West Virginia-specific answer, check the screener or consult a local attorney.

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Related West Virginia Statutes

§727 Chapter 7 Discharge in Other States