§727 Chapter 7 Discharge in Wisconsin

How 11 U.S.C. § 727 applies in Wisconsin — federal bankruptcy law, Wisconsin district data.

What §727 Chapter 7 Discharge Does

Section 727 grants the Chapter 7 discharge — but it can be denied for specific misconduct: destroying records, concealing assets, making false oaths, failing to explain asset loss, or receiving a prior discharge within the lookback period. Denial of discharge is different from specific debt nondischargeability under §523.

Key points:

Wisconsin Bankruptcy Data (FJC)

77,573
Total filings
56.8%
Dismiss rate
33,028
Prior filers
29.2%
Prior discharge rate

Districts covered: E.D. Wis., W.D. Wis..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a Wisconsin-specific answer, check the screener or consult a local attorney.

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Related Wisconsin Statutes

§727 Chapter 7 Discharge in Other States