§1328 Chapter 13 Discharge in New Mexico

How 11 U.S.C. § 1328 applies in New Mexico — federal bankruptcy law, New Mexico district data.

What §1328 Chapter 13 Discharge Does

Completion of all Chapter 13 plan payments results in a discharge under §1328(a) — broader than §727 Chapter 7 discharge. This is the "super-discharge": it covers some debts Chapter 7 does not (like willful/malicious property damage). §1328(b) provides a narrow "hardship discharge" for debtors who cannot complete their plan.

Key points:

New Mexico Bankruptcy Data (FJC)

5,474
Total filings
55.5%
Dismiss rate
1,592
Prior filers
32.6%
Prior discharge rate

Districts covered: D.N.M..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a New Mexico-specific answer, check the screener or consult a local attorney.

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Related New Mexico Statutes

§1328 Chapter 13 Discharge in Other States