§727 Chapter 7 Discharge in New Mexico

How 11 U.S.C. § 727 applies in New Mexico — federal bankruptcy law, New Mexico district data.

What §727 Chapter 7 Discharge Does

Section 727 grants the Chapter 7 discharge — but it can be denied for specific misconduct: destroying records, concealing assets, making false oaths, failing to explain asset loss, or receiving a prior discharge within the lookback period. Denial of discharge is different from specific debt nondischargeability under §523.

Key points:

New Mexico Bankruptcy Data (FJC)

5,474
Total filings
55.5%
Dismiss rate
1,592
Prior filers
32.6%
Prior discharge rate

Districts covered: D.N.M..

Apply This to Your Case

The rules above are federal — they apply identically in every state. What varies by state is exemptions (§522), median income thresholds (means test), and case-law interpretations of ambiguous terms. For a New Mexico-specific answer, check the screener or consult a local attorney.

Check §727 Chapter 7 Discharge against your case →

Related New Mexico Statutes

§727 Chapter 7 Discharge in Other States