W.D.N.C. Bankruptcy Statistics

Chapter 13 data from the FJC Integrated Database, FY 2008-2024. All figures derived from public federal court records.

30,496

Ch.13 Cases Filed

50.7%

Dismissal Rate

49.3%

Discharge Rate

12,420

Discharges Granted

What These Numbers Mean

The W.D.N.C. has a dismissal rate of 50.7%, meaning about half of Chapter 13 cases filed between 2008 and 2024 were dismissed. Of 30,496 total cases, 12,420 resulted in a discharge. Dismissal rates vary widely across federal districts and depend on local practice, judicial patterns, and economic conditions.

Section 1328(f) of the Bankruptcy Code bars Chapter 13 discharge for debtors who received a prior discharge within specified time periods. Prior filers who were dismissed—rather than discharged—are not subject to this bar, but may face other restrictions under Section 109(g).

Check if Section 1328(f) bars discharge in a specific case

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