W.D.N.Y. Bankruptcy Statistics

Chapter 13 data from the FJC Integrated Database, FY 2008-2024. All figures derived from public federal court records.

23,717

Ch.13 Cases Filed

46.0%

Dismissal Rate

54.0%

Discharge Rate

10,489

Discharges Granted

What These Numbers Mean

The W.D.N.Y. has a dismissal rate of 46.0%, below the national average. Of 23,717 Chapter 13 cases filed between 2008 and 2024, 10,489 resulted in a discharge. Lower dismissal rates may reflect stronger local support systems, judicial flexibility, or economic conditions favorable to plan completion.

Section 1328(f) of the Bankruptcy Code bars Chapter 13 discharge for debtors who received a prior discharge within specified time periods. Prior filers who were dismissed—rather than discharged—are not subject to this bar, but may face other restrictions under Section 109(g).

Check if Section 1328(f) bars discharge in a specific case

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