Judge W. Homer Drake
N.D. Ga. Bankruptcy Court
District-level Chapter 13 data from the FJC Integrated Database, FY 2008-2024.
This district's 72.9% dismissal rate is well above the 58.3% national average.
District Context
Judge W. Homer Drake sits on the N.D. Ga. bankruptcy bench. Across this district, the Chapter 13 dismissal rate is 72.9%, which is significantly above the national average. Of 245,569 Chapter 13 cases filed between 2008 and 2024, 159,456 were dismissed and 59,258 resulted in a discharge. High dismissal rates can reflect local procedural requirements, economic conditions, or systemic factors that affect plan completion.
Section 1328(f) of the Bankruptcy Code bars Chapter 13 discharge for debtors who received a prior discharge within specified time periods. Prior filers who were dismissed—rather than discharged—are not subject to this bar, but may face other restrictions under Section 109(g).
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