Free resources for debtors, attorneys, and anyone trying to understand the U.S. bankruptcy system. Curated by topic with links to watch on YouTube.
Note: These videos are hosted on YouTube by their respective creators. We curate them here as educational resources. 1328f.com is not affiliated with any video creator. Videos are not legal advice. Consult a licensed attorney for guidance about your specific situation.
Understanding Bankruptcy
Start here if you are new to bankruptcy. These videos cover the big picture: why bankruptcy exists, how it works, and the difference between Chapter 7 and Chapter 13.
Bankruptcy: Last Week Tonight with John Oliver
LastWeekTonight (HBO)
The best mainstream overview of America's bankruptcy system. Covers why people file, the 2005 BAPCPA overhaul, the means test, and how the system fails vulnerable debtors. 22 minutes.
Clear comparison of the two most common types of consumer bankruptcy: Chapter 7 (liquidation, 4-6 months) vs. Chapter 13 (repayment plan, 3-5 years). Which one is right for you?
What Happens When You File Bankruptcy (Step by Step)
Multiple creators available
Walk through the entire bankruptcy timeline: credit counseling, petition filing, automatic stay, 341 meeting, plan confirmation (Ch.13) or discharge (Ch.7). Search for the most current version.
Detailed videos about specific steps in the bankruptcy process: the 341 meeting, the means test, and the automatic stay that protects you from creditors.
The 341 Meeting of Creditors: What to Expect
Multiple creators available
The 341 meeting is the one hearing every bankruptcy debtor must attend. Learn what the trustee asks, how long it takes (usually 5-15 minutes), and how to prepare. Most are now held via Zoom.
The means test determines if you qualify for Chapter 7. It compares your income to your state's median and calculates disposable income. Introduced by BAPCPA in 2005. Numbers update every 6 months.
When you file bankruptcy, 11 U.S.C. Section 362 immediately stops collections, lawsuits, garnishments, repossessions, and foreclosures. Learn what it covers, how long it lasts, and what creditors cannot do.
Learn the terms: The Bankruptcy Glossary defines 50+ terms in plain English, including automatic stay, means test, 341 meeting, and discharge, with links to the federal statutes.
After Bankruptcy
What happens after your case ends? These videos cover the critical difference between discharge and dismissal, and practical steps to rebuild your financial life.
Rebuilding Credit After Bankruptcy
Multiple creators available
Practical steps to rebuild your credit score after discharge: secured credit cards, credit-builder loans, on-time payments, and monitoring your reports. Many people reach 700+ within 2-4 years.
Discharge eliminates your debts. Dismissal ends your case without relief, and you still owe everything. Understanding this distinction is essential, especially for repeat filers who may face a discharge bar under Section 1328(f).
Can You File Bankruptcy Again? Time Bars Explained
Multiple creators available
Filing again is possible, but discharge depends on timing. Chapter 7 to Chapter 7: 8 years. Chapter 7 to Chapter 13: 4 years. Chapter 13 to Chapter 13: 2 years. Get the dates wrong and you complete the plan but get no discharge.
Educational content for attorneys, trustees, and researchers. Includes Chapter 13 practice topics and court data access.
Chapter 13 Bankruptcy Practice
CLE / Bar Association channels
Educational content covering plan drafting, confirmation requirements, disposable income calculations, and common pitfalls in Chapter 13 practice. Useful for new practitioners and experienced attorneys looking for updates.
PACER (Public Access to Court Electronic Records) provides access to over 1 billion federal court documents. Learn how to register, search cases, and download docket sheets. Free if you stay under $30/quarter.
Presentations and panels from organizations like NACBA (National Association of Consumer Bankruptcy Attorneys) and ABI (American Bankruptcy Institute) covering current issues, case law developments, and practice tips.